Establish investor profile

1. Please state your age:

under 35

between 35 and 45

between 45 and 60

over 60

2. Which of the following statements best describes your present expenditures situation (rent, your children’s education and training, mortgage, holiday plans, etc.)?

My recurrent liabilities absorb the greater part of my income.

My recurrent liabilities absorb less than half of my income.

My recurrent liabilities absorb an insignificant part of my income.

3. If you were to lose your regular income overnight, how long would you be able to finance your customary living stand-ard? In answering, assume that you do not want to sell any long-term assets (real estate, securities, etc.).

less than 3 months

between 3 and 6 months

between 6 and 12 months

between 12 and 24 months

longer than 24 months

4. In the next 5 years, do you expect your income to

... increase?

... remain more or less the same?

... decrease?

5. How much are your total assets currently worth (real estate excluded)?

less than CHF 50.000

between CHF 50.000 and CHF 250.000

between CHF 250.000 and CHF 500.000

over CHF 500.000

6. How much experience do you have with securities?

little or no experience

adequate experience

extensive/professional experience

7. How long is your investment horizon with regard to the planned strategy?

0 - 3 years / Your investment horizon generally corresponds to a low-risk investment strategy.

3 - 5 years

6 - 10 years

10 - 20 years

over 20 years

8. As the following examples show, the higher the expected returns, the higher the risk; this therefore presupposes a higher capacity for risk. These examples are hypothetical and disregard the current market situation. Which of the following statements best applies?

You are not willing to accept fluctuations in asset values.  Your investment horizon generally advises a low-risk investment strategy.

You seek stable returns with limited fluctuations in asset value (e.g. investments may fluctuate between minus 5% and plus 5 % per year).

You are willing to accept a certain degree of annual fluctuation in asset value in order to achieve higher long-term returns (e.g. investments may fluctuate between minus 10 % and plus 10 % per year).

You are willing to accept annual fluctuations in asset value in order to achieve higher long-term returns (e.g. investments may fluctuate between minus 15 % and plus 15 % per year).

You are willing to accept high yearly fluctuations in asset value in order to maximise long-term returns (e.g. investments may fluctuate between minus 20 % and plus 20 % per year).

Assume that you have opted for an investment involving a certain risk. After initial gains, your investment starts making a loss. How would you react assuming that your personal investment environment and time horizon under questions 1 to 7 have not significantly changed?

I would probably switch to a less risky investment.

I would probably wait and only change after a drastic loss.

I would probably hold on to my investment because I can basically accept temporary losses in price.

Tell a friend

Printversion